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Employees face a consistent financial balancing act: how to address their current wants, needs and day-to-day expenses versus saving toward long-term goals, including their retirement. This balancing act can become more challenging as they face key life events that sometimes bringÌýunseen financial implications. Strong financial habits today combined with the right professional support can help employees see through the challenges and build toward their long-term goals.

In our report, we will look at employees’ savings and spending behaviors, including how much they save and how well they think they save. We’ll share several factors that impact future savings both positively and negatively. Finally, we’ll offer some key lessons for employers to use to better support their employees going forward.

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